If you why did the greeks win the persian wars dont carry collision insurance, then this becomes your coverage automatically because, well, there is no other primary.
Rental car coverage through American Express This is where things start to get hairy.
Car for hire Dont pretend that your rental car is an Uber.
While each policy is different, here are some of the common ones that youre likely to see: Specific types of vehicles While the standard gift shops in falmouth ma fare of rental cars are typically covered, if youre renting a Porsche or a 15-passenger van, youre probably out of luck.
Chase contracts with Card Benefit Services, also known as Eclaims Line, to process all of their claims, so you can check them out to learn more about what youre in for if you ever do need to file.Collision coverage is for any damage specifically inflicted on your car bumper damage, tree branch through the window, etc.NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence.Typically, luxury vehicles, vehicles designed to transport more than eight people, and antique cars are excluded.The car is used in a way that goes against your rental car agreement Dont drag race.Damage you do to others, at the counter: Supplemental liability protection will pay for damage you do to others vehicles or property.When in doubt, I would read through the individual benefit guide.NerdWallet, get a", bonzah, bonzah sells insurance starting.99 per day that pays out for up to 35,000 in repairs or replacement of the vehicle.If youre already a Capital One credit card holder, you can see coverage specific to your card using our benefits guide.
This is primarily what we will be looking at here.
Of course, every credit card is different, and the car rental insurance they offer can be different too.
Chances are, the employees at the counter wont be familiar with your credit card policies, and they may or may not accept your coverage.Dont drink and drive.One nice thing about American Express is that they readily post their benefit guides online (although reading through them is another story).The higher end service offers up to 100,000 for damage or theft of the vehicle, as well as a slew of other services including Death or Dismemberment coverage and up to 15,000 for secondary medical expenses per person.We can help you understand whether you need rental car insurance and how to get it before you get to the rental counter.
If youre not currently a Citi cardholder you can view a sample guide to benefits here.
Insure My Rental Car offers loss damage waivers covering up to 100,000 in damage to your rental vehicle.