If you have a remaining balance after the 12 18 months with no interest, this is the interest rate that will be applied to what you still owe.
Usually, the only way to know if you'll be accepted for a card is to apply, but each application marks your credit file.
The process to complete a balance transfer will vary slightly by credit card issuer but generally, the process will be to either call the customer service department or complete the transfer online.You can purchase a gift card in denominations of 1 for any amount from 10 to 400.Citi Simplicity Card Citibank is known for its long intro balance transfer periods, and the Citi Simplicity Card does not disappoint.Read Bankrates full Citi Simplicity Card review.Keep in mind that many cards also charge a balance transfer fee, typically ranging from 3 to 5 of the amount being transferred, so it pays to do the math before making a transfer to see how much youll ultimately save.Read Bankrates full Chase Freedom Unlimited review.If you have a smaller amount of debt or can pay off your debt within a shorter window, you can consider getting a credit card that has both a balance transfer offer and a rewards offer.Small Print The Post Office One4All Gift Card is issued by GVS Prepaid Limited.This is one you'll see there, but crucially lenders usually won't (and where they can, they can't use the info).
BankAmericard credit card The BankAmericard credit card carries an APR of 0 for 18 billing cycles on purchases and balance transfers made within 60 days.
Balance Transfer Credit Card FAQs What is a balance transfer credit card?
It stands out as one of the best reward-earning balance transfer credit cards on the market.
Order online or pick one up in any of our 11,500 branches.Check your credit report for free before you apply.Our average member earns over 300 cashback a year.Blue Cash Everyday colorado best deals promo code Card from American Express The Blue Cash Everyday Card from American Express is great for families as it offers cash back rewards on areas that suburban families will already be spending heavily in like 3 back.S.However, before you apply, be sure that you are ready to dedicate a portion of your budget to paying off your balance and have a debt payoff plan in place.Please note you must have your card number in order to block further use.